Most insurance policies stipulate that homeowners are responsible for keeping their properties in good repair, according to Insurance Times and Investment News.
Although cleaning your home's gutters is certainly not high on many homeowner's lists of enjoyable tasks, damaged caused by clogged gutters may not be covered by insurance policies.
"If damage is directly attributed to low standards of basic maintenance, your insurance claim, or a portion thereof, could be rejected," insurance expert Michael McCann told the news source.
Built up leaves and debris in most guttering systems can cause water to sit, or worse yet, overflow onto areas around the foundation of your home or through cracks in fascia board.
This can result in a variety of costly problems including mold, rot, insect infestation, flooded basements, cracked foundations, mildew, foul smells and more, according to HowToCleanGutters.com.
Installing GutterBrush Gutter Guards is a simple, cost-effective solution that will eliminate the need to clean your gutters.
The product is made of stiff polypropylene bristles that are held together by galvanized steel.
GutterBrush works by blocking and catching debris inside its bristles.
Installation is as simple as sliding the gutter brush into cleaned gutters.
These products come with a 25-year guarantee and can be used with any type of gutter including copper, PVC, aluminum, galvanized or stainless steel.